Minggu, 23 Juli 2017

Economical And Affordable Green Automotive Technology



Although hybrid cars are the rage, and there are all kinds of alternative energy sources on the horizon, hybrids are cost prohibitive, usually ranging £3000 to £7000 more than the gas only version of that model. However, instead of changing fuel sources, some automotive companies have been using a new type of transmission to improve fuel economy, lower emissions, and actually make vehicles faster without adding to the sticker price.

These companies are using a continuously variable transmission (CVT) and instead of having set gear ratios (or gears), it constantly varies the gear ratios, as well as engine performance, so that they both operate at their most efficient level in any driving scenario.

Because these key components of the power train are at their peak performance at all times, fuel economy is improved by 6-8% and carbon dioxide emissions are reduced by 10%.

Although these figures may not sound impressive, the gas savings increase the highway mileage of most vehicles by 4 to 6 mpg, which adds up pretty quickly at £3gallon.

The CVT’s potential for reducing emissions is also significant. As Carlos Ghosn, CEO of Nissan Motor Company, said, achieving his goal of selling one million CVT equipped vehicles by the end of 2007 will have “the same effect in terms of reducing CO2 emissions as selling 200,000 hybrid electric vehicles.”

Since there is no shifting between fixed gears, there is no ‘shift shock’ or jerking sensation, which makes them exceptionally smooth to drive. CVTs also do well in hilly terrain since there is no ‘gear hunting’ or bogging down on a hill, followed by a loud, violent downshift, which also contributes to its superior acceleration.

You may be wondering why this isn’t in every car if it is so great. Well, every year, more vehicles in the American market add CVTs as an option, though it has happened quietly, as many people are leery of new technology, especially in cars.

The CVT is actually quite old although it is new to American automobiles. The concept was developed by Leonardo DaVinci and was first patented in the late 1800’s for industrial applications. The CVT has been used in Asian and European vehicles since the 1950’s, but until recently CVTs could not handle the power that American drivers demand from their cars. However, CVTs have seen widespread use in snowmobiles and Formula 500 racing where they have a reputation for extending engine life and being much easier to rebuild than either a manual or automatic step transmission.

So where can you test drive a CVT-equipped vehicle? Well you can go to dealerships selling Ford, Dodge, Audi, or Mini-Cooper, to name a few, although a Nissan dealership may be the best place to go. In order to hit their goal of one million CVT sales in 2007, they have installed CVTs in nearly every sedan in their lineup, including the best selling Altima, Maxima, and economical Versa (as a side note, Nissan has also made side curtain airbags standard in these models, improving safety and reducing insurance costs).

Although you may not have the budget for a hybrid vehicle or cannot wait for that miracle fuel to hit the market, you can take it easy on the environment, as well as your checkbook, by checking out a few cars with a CVT.



Consumer Perception: The Rise Of Market Research In The Automotive Industry


Knowing your target market can be a company's key to success in modern business. Niche marketing, particularly with the availability of much more targeted advertisement using television commercials and online ads, is growing in popularity because of its high-yielding results.

With car companies putting out commercials and ads specifically targeting groups of consumers, like women, young people, parents with small children, and even successful CEOs, does anyone wonder where
they're getting their information? The answer: market research firms. The business of capturing information about segments of the consumer population has become a business in and of itself – and a big one at that.

For example, let's start looking back at 2005 when Harris Interactive – the 15th largest marked research firm in the world – conducted a study to find out what automotive brands people felt were not only the most technologically savvy, but also which brands were perceived to be driven by socialites. Six brands made both lists: Volvo, Jaguar, BMW, Lexus, Mitsubishi, and Isuzu.

While the results are no surprise to the first four on the list, Mitsubishi and Isuzu have never actively tried to position themselves in either market. Currently, Isuzu offers four models to U.S.

consumers – its high-performance SUV "Ascender" – and three pickup trucks: the i-290 Extended Cab, the i-370 Crew Cab, and the i-370 Extended Cab. One wouldn't necessarily assume that when the majority of your line are pickups – traditionally marketed to Middle America for their rugged hauling and towing capacities – that you'd be perceived as a company known for progressive technology and appealing to socialites. But, in all honesty, that should be no surprise either.

Isuzu's recent upgrades, like the i-370's Crew Cab Comfort Package proves that Isuzu drivers appreciate luxury as much as anyone else.

It includes high-back 8-way power driver seats (and 6-way power seats for the front passenger) with lumbar support and integrated adjustable head restraints. The driver window controls are one-touch automatic and the steering wheel is leather-wrapped. In addition to the CFC-free refrigerant air conditioning and an AMFM stereo with 6-disc in-dash CD changer, it offers a state-of-the-art 6-speaker audio system.

The i-370 also excels when it comes to desired safety features. The pickup boasts an automatic front-passenger airbag suppression system, power locks, remote keyless entry, and a content theft-deterrent alarm system. The interior is available in cloth or leather.

With ten exterior paint options to choose from like Deep Crimson Metallic and Pacific Blue, the pickup looks like it should sport a much higher price tag. It's truly and impressive looking vehicle.

Driving the i-370 is bound to prove that this ain't your grandfather's pickup. All that power handles as beautifully as many luxury cars handle thanks to a hydraulically assisted rack-and-pinion power steering system , triple door seals to block road noise, and Isuzu's own Electronic Traction Control.

So with all this, it's no real surprise that Isuzu ranked right up there with legacies of luxury like BMW and Lexus. In an effort to design the best possible product for their buyers, they ultimately opened the door to markets they weren't specifically aiming for. But that just goes to show you that comfort, performance, and style appeal to everyone.



Cheap Auto Insurance - 10 Crucial Tips For Traveling Teens And Petrified Parents


Cheap auto insurance can cost you a bundle if you don't keep a few crucial tips in mind. You have to do your homework to ensure that you understand the fine print - especially if you have a teenager on the verge of discovering the joys and freedom of driving. You don't want to discover too late that your cheap auto insurance policy doesn't provide coverage for a young driver...

It is an unfortunate fact that teenagers cause a spike in claim rates. Research has shown their accident rate to be up to ten times as high as that of older, more experienced drivers. This high risk group has a direct effect on quotes. The premium can almost double in some instances. Fortunately there are ways to soften the blow as far as your cheap auto insurance package is concerned.

1. Type Of Vehicle: While choosing a low risk vehicle for your teen may have you out of the running as far as the popularity contest is concerned, it will affect your insurance quote significantly. Companies frown on an   expensive, fast sports car with a teenager behind the wheel. Don't dangle temptation in front of your teen. Choose that older, heavier car and you will qualify for a much lower premium, as well as a measure of peace of mind. Get a list of the no-go wheels from your insurer.

2. Driving History: Try to get your teen to understand that their driving history is just as important as their credit history. Avoiding a black mark in any shape or form is vital. Don't claim for small mishaps. Tickets for speeding are a no-no.

Passing a course at a reputable driving school will also enable your carrier to see the teen as less of a risk. Why not join your child in a Defensive Driver Program, in order to qualify for a cheap auto insurance discount? This will equip both of you to cut the risk of rear-end crashes, while teaching you and your teen to use emergency brake procedures correctly, to use safe following distances, and to drive safely in foul weather.

Expecting your teen carry his or her share of the coverage is a great way to create a careful driver and teach responsibility.

3. Avoid Distractions: Teach your teen to concentrate on driving and driving alone when in the car. No distractions are allowed. No cell phone calls. No fooling around with passengers. In fact, putting restrictions on carrying passengers during the first year or so of driving is probably sensible and can help to get you cheap auto insurance. In some states teens are now barred from carrying more than one passenger. It has been proven that having three or more passengers makes the driver up to three times as likely to be involved in an accident. The new laws also prohibit driving during the dangerous late night and early morning period. This already seems to have a beneficial effect on premiums.

4. Seat Belt Safety: Seat belt use is without question one of the most vital aspects of driving. Your teen must know that his wheels will be confiscated if he ever drives without wearing a seat belt. This also applies to passengers. By signing a seat belt wearing undertaking, you may increase your chances of landing cheap auto insurance.

5. You Are The Role Model: Remember that you are your teen's role model when it comes to driving. If you don't stick to the rules, you can't expect your kids to do so. Your example over the years will play an important role in the way they approach their own driving later on.

6. Change Driver Status: Your teen may qualify to be an occasional driver, which will draw a lower premium. At first it will also be less expensive to have teens covered under your personal protection plan. They can change to their own plan later on, once they have established some sort of record.

7. Liability Coverage: Never, ever try to save on liability coverage when taking out cheap auto insurance. This is absolutely vital. If at all possible get a comprehensive umbrella policy. This will give you a huge cushion in case of a serious accident. It is astonishing how costs can add up if such an unfortunate incident occurs.

8. Get Good Grades: A number of companies allow generous discounts of up to 25% for good grades! Make a B average or higher a provision for allowing your teen on the road.

9. Company Car: If you have your own business, your teen may be able to use the company car without you 
being slapped with a higher premium. Investigate this possibility.

10. Carry-Over From Your Teen: An important fact that is often overlooked is that your teen's carelessness or risky behavior may bump you into the high risk category with sky-high premiums! Your kid has to understand that his or her driving record is serious business, likely to affect the whole family. If not handled with responsibility, it may void your chances of ever getting cheap auto insurance.



Bad Credit Rating High Auto Insurance There Is No Appeal


Believe it or not whether you pay your bills on time can make a hefty difference in your car insurance premiums.

The adage of an experienced home contractor was that “If the yard is neat you will have no trouble being paid. If the yard is messy then you will have trouble being paid for the home repair job.

It seemed in this case that a neat lawn showed an organized person who could asses priorities and follow through with projects. A messy lawn’s inference was that if the person could not take of their lawn - the same in most cases would be true of their finances and their ability to take care of the money – including paying bills – whether it was for the contractor, a mortgage or car payments or even home or income taxes.

Car insurance premiums are assessed in the same way by auto insurance companies. In the majority of states in the United States and in the provinces of Canada a key factor. taken into account. In the algorithm of the calculation of a motorist’s auto insurance premium is the individual’s credit rating and credit history. It is estimated that up to 90 % of vehicle insurance firms use credit ratings as a standard factor in the determination of the premium rates assessed on individual motorists and the other vehicles in the families fleet of vehicles – whether they be car , truck , can or SUV.

Amazingly there are laws to provide the individual with their credit rating, credit rating and history – as long as the individual asks for it, in the steps required by law. And the credit reporting agency.

Forewarned and informed and individual can take corrective action on credit problems – whether they be missed payments or debts. As well an informed consumer is the know to identify and proceed to correct mistakes in their credit history. Not so with a motorist’s auto insurance vehicle risk score. Not only will they not know that they are being dinged for a poor auto insurance risk score, because of a poor credit history so that their premiums will be much higher than they need be, but once a high premium rate is assessed it may stay in place for many years to come – on not one but a number of vehicles.In addition it is as if the insurance industry reporting system has tentacles in the insurance industry. Should you go to for a quote to a competitive auto insurance firm your poor credit rating has been attached already to your auto insurance risk calculations. Most likely you will find that you will have the same high assessed insurance premiums whoever you go to get a quote. There is no appeal process for this.

What is the message? First of all pay your bills on time. Whether you are irresponsible, disorganized or downright dishonest you should appreciate the fact that your credit rating is more than important to you. Sure you may think that there is nothing wrong in missing a payment – for a charge card, a bank loan or a home mortgage. The higher premiums that you may receive for your auto insurance are just one example that it does matter. On top of that bad business procedures and tactics on your part, on a business long ago dissolved may still sit on your credit history as unresolved debts and liens. You may even be named on such a financial document even though you left a company long ago and are not even employed by them. Check your credit rating for credit problems, that can be resolved and also for downright mistakes and inaccuracies on your credit history. It never hurts to be thorough and it never hurts to pay cash.



You Don't Ever Have To Get Lost Again With New Auto Navigation Systems.



I was checking out a friend's new car a couple weeks ago when I noticed that he had one of those cool auto navigation systems in it. I had seen those things in rental cars before, but hadn't actually known of anyone that had one. I asked him to take me out for a ride so I could see how it worked. Since he wanted to show off his new wheels anyway, he quickly agreed.

I kept my eyes on the auto navigation system the entire time we were on the road. My friend excitedly explained how the thing worked. Apparently, he had purchased a top of the line GPS auto navigation system that tracked the car's position using satellite. I watched the map closely, and sure enough, it was as correct as could be.

I mean, we would pass a landmark out on the side of the road while the on screen map was showing the exact same thing. I asked my friend how easy it was to find new locations using these auto navigation systems. He said all he had to do was type in an address or phone number using the touch screen menu, and the shortest route would appear within seconds.

I decided there and then that I had to check out some auto navigation systems for my own car. When I got home, I immediately logged onto the Internet to do a bit of research. I still didn't know very much about these devices, so I wanted to read a few auto navigation system reviews before spending my money. I wanted to know which brands packed the most features into each unit, which brands had the best prices, and which brands had the most favorable consumer reviews. I was able to find all of this information quickly and easily, which made shopping for an auto navigation system as peacefully as I could have hoped.

After I was satisfied that I knew enough about auto navigation systems to make an informed decision, I went ahead with my purchase. I was even able to find a website that specializes in selling auto navigation systems for much less than the retail price. I got a fantastic deal on the model I wanted, and ended up saving hundreds of pounds.

I've only had my auto navigation system installed for a short time, but it's already helped me out quite a bit. I've been able to avoid traffic, find shorter routes to the places I visit regularly, and save me money by alerting me to alternative exits when I'm driving on tollways. All in all, I can't imagine ever driving without one of these auto navigation systems to guide me when I'm out on the road.



Winter Outdoor Shopping For Automotive Essentials


Winter can pose many hazards to people that must leave the confines of home and venture out into icy conditions on roadways and into cold weather temperatures that could make shopping almost impossible. To make winter outdoors shopping more bearable, many townspeople will go outdoors shopping for salt spreaders that will keep the roadways near their home free of ice. Some town governments might go winter outdoors shopping and buy snow plows to clear the roadways everywhere.

People that live in areas where snow falls most of the year will get quite accustomed to going winter outdoors shopping even if it is summer or springtime. The items that they are intent on buying are those that will winterize the house and the items that they will be intent on buying are the ones that are designed to keep the warm air inside the home during winter, and ones that keep the cold inside the house during the summer. People will purchase weather stripping to keep drafts out of any room in the house at all times of the year.

People who live in rugged terrain areas need to have certain essentials in the car when they leave the house after a deep snowfall. If the automobile has been outside for a while, there is a good possibility that the electronic jump starter bought on an winter outdoors shopping trip will come in very handy when the automobile owner tries to crank it up and leave the driveway to get more shopping done before the Christmas holiday arrive.

Some winter outdoor shopping trips will be earmarked for buying things that will keep the family warm and safe, should the car break down on an isolated roadway. Some engines might not freeze up if the automobile owner had thought ahead and purchased an engine heater when the car was purchased many years before. Even if the automobile did break down, the heated cushions on the car seats could make things seem quite cozy until help arrives in the knick of time.

The automobile is a great asset to own but some things that are purchased on winter outdoor shopping expeditions will make owning it even more enjoyable. People can find great bargains on ski racks at internet retail sites and have enough money left over to make the ski resort reservations into two rooms or more. The wintertime provides sports enthusiasts with many opportunities to own gear that makes playing in the snow a brand new experience each year.

People that love playing in the snow might use the outdoor shopping sales to buy snowmobiles, snowboards and snow shoes to keep out the chill. Every snowmobile will have its own cover because the winter outdoor sales priced them with great discounts. A recreational vehicle owner might use the sales ads in winter to buy RV covers and a new set of windshield wiper blades. These items are all essential to vehicles be ready for the road when the idea of a ski trip happens one weekend.



What Level Of Auto Insurance Do You Need?


The level of auto insurance that someone might need depends on the financial circumstances of the individual concerned and the cost of the car involved. Take for example someone who has a brand new £50,000 motor, it would be sheer folly to do anything other than take out one of the best auto insurance policies available and the cost of the auto insurance is likely to be insignificant when considering the overall annual cost of the car.

However, if you have a car that is nearing the end of its life, have a low cost car and previous claims or are a new driver then the cost of the auto insurance versus the benefits you might receive need to be given greater consideration. Comprehensive auto insurance premiums are likely to be disproportionately high for older vehicles, new drivers with low cost autos or drivers with accident history.

Whatever your circumstances you are legally obliged to take out a basic level of auto insurance that will cover you against third party claims and given the level of damages awarded seem to be increasing out of control then my advice would be to get the best possible third party liability auto insurance cover that you can afford.

The legal requirements for auto insurance does vary from state to state so you’ll need to clarify the level of cover you require when taking out auto insurance but only insuring to the legal minimum isn’t necessarily the best choice to make.

If you have a lot of money sunk into your car or your auto is leased then you really should take out comprehensive and collision auto insurance to cover you for things such as fire, theft, acts of god or collisions that are your own fault.

If you live in an area where cars are regularly vandalised you might want to consider comprehensive auto insurance when perhaps you wouldn’t have otherwise done so. The cost of your auto insurance will generally be higher if you live in such an area but that is something you have to weigh up against the cost of repair.

Personal Injury Protection is something that everyone should consider as this element of your auto insurance will cover medical costs associated.

Despite legal requirements some people still persist in driving around without auto insurance leaving the others with a need to insure against the uninsured motorist. Uninsured auto insurance will cover you for damages in the event of an accident with an uninsured motorist. Again, insurance that everyone should give serious consideration to given an auto accident could leave you unable to work or your family without any means to earn.

If you want a more comprehensive auto insurance policy but want to limit the cost then you could look at opting for a higher level of deductibles. Deductibles are the amount you would have to pay before you could make a claim against your auto insurance policy and generally, the higher level you agree to the lower your auto insurance premiums.



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